You can get loans online in the application of MCC "DZP-Ediny" LLC in just a few minutes anywhere in Russia. Now all services are at your fingertips: you can apply for, renew or pay for a loan in just a couple of minutes using your phone.How to take a loan online?To borrow money, download the application and fill out the form. You need to provide personal information. The only documents you will need are a Russian passport.Filling out the form will take no more than 5 minutes. After submitting your application, all you have to do is wait for it to be approved, sign an agreement and receive money on your card.Methods of obtaining and repaying online loansYou can receive and repay loans online through the application or on the company’s website in your personal account. You only need a bank card.ProlongationYou can extend your online loan and pay interest according to the terms specified in the agreement.SafetyWe care about our clients and ensure complete confidentiality and protection of personal information. Access to the application is protected by a code that we send to your mobile phone number.Receive and pay loans online, keep track of the latest promotions and special offers of the Payday Company using the application.Download it now!The minimum loan repayment period is 61 days.The maximum loan repayment period is 365 days.Minimum annual interest rate 0%.Maximum annual percentage rate (APR) 36%.Loan calculation example:Example of calculation for a loan of 30,000 rubles for a period of 365 days:The interest rate for using a loan for 365 days is 0.538% per day. The total cost of credit (APR) is 36% per annum.The amount of accrued interest for 365 days of using the loan is 10,800 rubles.The amount to be returned is 40,800 rubles.Interest for using the loan amount in case of violation of the loan repayment period and accrued interest for 10 days - 1668 rubles.A penalty on the overdue loan amount in the amount of 20% per annum is charged on the amount of the overdue part of the loan for 10 days - 170 rubles.How is the cost of using a loan calculated:The interest rate for using a loan in the first 15 days (interest-free period) is 0% per day (0% per annum), for the next 365 days a floating interest rate is applied (from 0% to 36% per annum)The cost of the loan is calculated:Amount to be returned = Loan Amount + Overpayment Amount, whereOverpayment Amount = Loan Amount * Loan Period * (Rate in % / 100)There are no additional fees.Organization details:LLC MKK "DZP-Ediny", address: 197374, St. Petersburg, st. Furniture, 12, building 1, lit. Ah, room. 53-N, room 428Reg. State registration number MFO register 2303140009956TIN 7814821288OGRN 1237800038442
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